Services We Provide

 

Individual & Family

Short-Term Medical

Dental & Vision

 

 

Financial Advisement and Wealth Management

Our comprehensive financial management services include investment management, estate planning, insurance, and tax strategies.  From individuals who've accumulated assets and need experienced counsel and highly individualized strategies, to the person just starting out, we can help.
 
 
Planning Services
  • “Live” Financial Planning and Projections*
  • BFS Wealth Management System
  • Retirement Projections & Income Design
  • Portfolio Analysis and Design
  • Socially Conscious Investing
  • Estate Analysis
  • Charitable Giving
  • Estate Liquidity and Transfer Efficiency
  • Wealth Enhancement and Replacement
  • Insurance Planning

Click Here to explore the planning process further

 
Financial Services
  • Fee-Based Asset Management*
  • Separately Managed Accounts*
  • College Funding Strategies (529 Plans and Coverdell Educational IRAs)
  • Mutual Funds* and Wrap Programs
  • Brokerage Services*
  • Real Estate Investment Trusts (REIT)*
  • Alternative Investment Options*
  • CD and Savings Vehicles
  • Fixed and Variable Annuities*
  • Equity Indexed Annuities
 
Retirement Services for Individuals and Businesses
  • Pension, Profit Sharing, 401(k) Plans
  • Cash Balance Plans
  • Buy/Sell Agreements
  • 412(i) Plans
  • Traditional and Roth IRAs
  • Simple and SEP IRAs
  • 403(b)
  • 457 Deferred Comp Plans
  • Fixed and Variable Annuities*
  • Deferred Compensation and Defined Benefit Plans

 

 
 
 
 
Group Employee Benefits
 
For employers ready to shop or re-shop benefits, consider us an extension of your HR department.  By providing a Custom HR Portal for employee benefits and coverage within your own intra-net, your efforts are reduced while we stream-line your HR functions.
 
Benefit & Financial Strategies offers an intelligent and potentially cost-saving alternative for all your company's benefits needs. In serving northern Arizona families and employers for more than 30 years, we've built relationships with a vast network of insurance carriers.
 
We specialize in creating plans for small and large employers that are both flexible and affordable. During our in-depth planning process, we'll take the time to ensure you get the appropriate coverages for your company's unique situation.
 
Keep in mind that there's no cost to use Benefit & Financial Strategies as your insurance broker. We have the ability to find cost-effective plans as well as providing you with your own dedicated service specialist to deal with any day-to-day issues.
 
  • Medical Insurance (including PPOs, HSAs, HRAs)
  • Dental Insurance
  • Life Insurance
  • Vision Plans
  • Long-Term and Short-Term Disability Plans
  • Workforce Long-Term Care
  • Supplemental Insurance
  • COBRA and FLEX/Cafeteria Plans
  • HSA Brokerage/Investment Options
  • Key Person Insurance
  • Business Life Insurance

 

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Health Insurance Plans for Individuals
 
We understand how difficult it can be to secure health insurance for you and your family when you're not part of a larger group. Regardless of your situation, if you're self-employed, between jobs, or your employer doesn't offer benefits, let us suggest a way for you to obtain an effective insurance plan for your budget and needs.
 

 

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*Securities and investment advisory services offered solely through Ameritas Investment Corp. (AIC). Member FINRA/SIPC. AIC and Benefit & Financial Strategies are not affiliated.  Additional products and services may be available through Benefit & Financial Strategies that are not offered through AIC.  This is not an offer of securities in any jurisdiction, nor is it specifically directed to a resident of any jurisdiction. As with any security, request a prospectus from your Registered Representative. Read it carefully before you invest or send money. Securities products are limited to residents of AZ and other states where our Reps are registered. A Representative from Benefit & Financial Strategies will contact you to provide requested information. Representatives of AIC do not provide tax or legal advice. Please consult your tax advisor or attorney regarding your situation.