Our Services

Investment Advisement & Wealth Management  

• Buy/Sell Agreements
• Key Person Insurance
• Business Life Insurance
• 412(i) Plans

Estate Analysis

• Charitable Giving
• Estate Liquidity & Transfer Efficiency
• Wealth Enhancement & Replacement

• Individual Health & Dental
• Long Term Care
• Medicare Supplement
• Vision

Life Insurance Planning

• Term Life Insurance
• Universal & Equity Indexed Life Insurance
• Variable Life Insurance*
• Whole Life Insurance

Retirement Planning

• "Buckets of Money" Retirement Income Strategies (courtesy of Ray Lucia)
• Fixed & Variable Annuities*
• Non-Qualified Plans*
• Single 401(k)
• Traditional & Roth IRA's*

College Funding Strategies

• 529 Plans*
• Coverdell Educational IRA's*
• Non-Qualified Plans*

** "Fundamentals of FinancialPlanning" is offered by Heartland Institute of Financial Planning, AZ initiative.  Courses are taught by Certified Financial Educators (CFE) and can qualify participant for college credit (with matriculation), continuing ed., & non-credit professional development requirements.  Courses are strictly educational and permit no sales or company specific information to be presented.  Participants are under no obligation and will not be encouraged to do business with BFS or any of it's affiliates.  Please contact us or click here for more information.

*Securities offered through Ameritas Investment Corp., (AIC), member FINRA, SIPC.  AIC and Benefit & Financial Strategies are not affiliated.  This is not an offer of securities in any jurisdiction, nor is it specifically directed to a resident of any jurisdiction. As with any security, request a prospectus from your registered representative. Read it carefully before you invest or send money. Insurance and securities products may be limited to the residents of Arizona & other states that representatives are licenced in.

Employee Benefits & Retirement Plans

• Group Health, Dental, Life, & Disability Plans
• Pension, Profit Sharing, & 401(k) Plans*
• Deferred Comp & Defined Benefit Plans*
• Simple & SEP IRA's*
• On-site Employee Financial Education Courses (College Accredited)**

Health & Medical Plans 

• Fee Based Planning
• Asset Management Accounts*
• BFS Wealth Management System
• Brokerage Accounts*
• Mutual Funds*
• Variable Annuities*

Business Continuation Planning 

Services We Provide