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Retirement, Insurance & Financial Planning in Tucson, AZ

Helping You Achieve Your Financial Goals

Helping You Achieve Your Financial Goals

Financial Services in Tucson

Are you seeking financial guidance for yourself or your business in Tucson, Arizona, but unsure of where to begin? Do you want to work with financial professionals who are comfortable navigating the Tucson market and ready to guide you toward tailored investment solutions and financial strategies? Whether you are an individual looking for financial security or a business in need of comprehensive group benefits, we are the team for you.

From comprehensive financial planning to real-time projections, retirement planning, custom portfolio design, insurance solutions, and much more, we are here to help you attain the financial future you envision. Our commitment extends to supporting Tucson employers in crafting competitive retirement plans and group employee benefits packages that attract top talent to your business while ensuring the well-being of your current employees.

Our local Arizona agency has a team of dedicated financial planners, retirement specialists, and group benefits professionals who are here to help with all your financial planning needs. From comprehensive financial planning to real-time projections, retirement planning, custom portfolio design, insurance solutions, and much more, we are dedicated to helping you attain a secure financial future.

Our commitment extends to supporting Tucson employers in crafting competitive retirement plans and group employee benefits packages that attract top talent to your business while ensuring the well-being of your current employees.

Individual Financial Services

Financial security is the dream of just about everyone. Whether you’re on your own or you’re looking out for your family, the Tucson, AZ financial professionals at Benefit & Financial Strategies offer a comprehensive menu of individual financial services to help you meet your goals.

Retirement Services

It is never too late to start thinking about your retirement plan in Tucson, Arizona.  Having a team on your side that is well-equipped to help create a plan beyond 401(k) and a pension plan is crucial for creating a comfortable retirement plan for you and your family. We believe in empowering individuals to take control of their retirement; we’ll give you the resources you need to make it happen.  With the help of seasoned professionals with decades of experience, you can achieve a comfortable retirement in Tucson suited for your goals and needs. 

Even if you've postponed retirement planning for a while, it's never too late to initiate your retirement journey. There are many options to ensure your Golden Years are truly golden, and the Benefit & Financial Strategies team is here to help. We work with people to choose and manage the solutions that fit their unique circumstances and aspirations.

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Financial Services

Effective asset management is a fundamental pillar for securing a stable financial future for you and your loved ones. However, the complexities of asset management can often be overwhelming. Whether you're looking to make adjustments to your investments or require a comprehensive reassessment, Benefit & Financial Strategies is your trusted partner, serving families in Tucson and the surrounding areas.

Our team of seasoned professionals is dedicated to providing you with the necessary tools and knowledge to make informed financial decisions that will bolster your wealth and grant you peace of mind. At the core of our approach is a commitment to building trust-based relationships with our clients.

We research and evaluate the most suitable options tailored to your unique requirements, whether it involves vigilant investment oversight or strategies to mitigate taxes. When you choose to collaborate with Benefit & Financial Strategies as your financial service in Tucson, you can rest assured that we are steadfastly working in your best interest, ensuring your financial well-being remains our top priority.

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Insurance Services

Insurance is something that we all need but never want to think about. If you’re looking for the best insurance options in Tucson, you’ve come to the right place. At Benefit & Financial Strategies, we work with you and your family to find the best options for your circumstances. We can help with long-term care insurance, Medicare Supplement plans, life insurance, disability income insurance, and marketplace consultations. 

There are many options available to you whether you are self-employed, an employer, or an employee, and it’s our mission to match you with the perfect plan for your circumstances. 

We understand that everyone has different needs when it comes to insurance, so we use highly individualized strategies to reflect your goals.

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Planning Services

Attempting to manage your assets on your own may not be enough to meet the financial objectives you’ve set for yourself or your family. After all, it takes extensive training and experience to learn how to create a bright financial future. That’s why it’s often suggested to turn to the financial professionals for help. Financial planning services with  Benefit & Financial Strategies can help you plan for the financial future you deserve in a variety of ways, including:

Reduce expenditures
Financial services can help clients with budgeting and planning, so that they can figure out where to cut expenses if needed.

Prepare for life’s curveballs
No one can know when an emergency will occur. Whether it's an unexpected hospital visit or an urgent house repair that leaves you in debt, these events might put a strain on your finances for a time. You cam avoid these money-draining curveballs through solid financial planning.

Achieve a higher standard of living
It is possible to upgrade your lifestyle all while managing your money well. In fact, proper financial planning is prerequisite to leveling up your standard of living. Financial planning services helps you determine how to allocate your resources to achieve your lifestyle goals. 

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Employer Financial Services

Some studies claim that providing perks, particularly medical insurance, may entice applicants to accept a position at a firm that provides them over one with higher pay and no benefits available. One of the greatest methods to recruit and keep top employees is to provide perks. Health insurance, as you would expect, is the most sought-after benefit among job applicants. The team at Benefit and Financial Strategies in Tucson, AZ is proud to serve Tucson area businesses with employer financial services. Managing your business is hard enough without the additional stress of dealing with the complex finances involved. We want you to be well-informed and well-prepared. 

Client Centered

Group Employment Benefits

We offer Tucson, Arizona, employers an extensive range of services and strategies aimed at bolstering their businesses and providing robust support to their employees. Small businesses and large corporations alike face difficulties in offering employment benefits in Tucson, and we’re ready to help.
With constantly evolving compliance guidelines, navigating the complex terrain of group employment benefits poses a formidable challenge for both small and large employers. At Benefit & Financial Services, we take the onus of staying updated on compliance changes and benefits trends, allowing Tucson, AZ, employers to concentrate on their core operations.

Being able to offer employee benefits is crucial for retaining top talent and finding the best team. Our versatile group insurance packages encompass health, dental, vision, disability, and life insurance plans, all underpinned by unwavering assistance and guidance, both for employers and their valuable workforce, throughout the entire process.

Client Centered

Retirement Services for Employers

Navigating group benefits packages in Tucson, AZ, is complicated enough on its own without factoring in retirement services for employers. While everyone’s path to retirement is different, your team’s retirement plan should be well-planned and professionally validated. When it comes to selecting the right retirement plan for your employees, it's a whole different challenge compared to choosing one for yourself.

We help employers understand and pick the right retirement plans, including:

  • Pension, Profit Sharing, 401(k) Plans, 403 b Plans
  • Buy/Sell Agreements
  • Simple and SEP IRAs
  • Deferred Compensation and Defined Benefit Plans
  • Succession Planning
  • Executive Benefits

Navigating the realm of group retirement plans can be complex. At Benefit & Financial, we help businesses in Tucson, AZ, with retirement plan services, enabling them to implement and manage benefit plans.

Retirement planning may seem daunting, but we are here to serve as your trusted guide on this journey!

 About Benefit & Financial Strategies

We value transparency above all else. We make sure you not only know all of your options but understand them, too, so you can make informed decisions about your financial future. We are dedicated to offering unbiased, objective advice based on sound, up-to-date research. Our experienced financial professionals are ready to help make your financial planning seamless and help you get the most out of your investments.
With decades of experience and education in many areas of finance and insurance, our team is ready to support you or your business with a wide range of services.

Our team members focus on many different areas of finance, which makes it easy for you to find an advisor that matches your needs and goals. We are committed to working collaboratively to find fitting strategies for you. We help each other to serve you effectively every day.

Finding the right financial advisor in Tucson doesn’t have to be difficult; you can reach out to Benefit & Financial Strategies today.

Financial Planning FAQs

What is Financial Planning?

Financial planning is an ongoing process of making sure your financial situation is in alignment with your goals. Engaging in financial planning, particularly with the guidance of a financial professional ensures that you effectively address both short-term and long-term financial responsibilities, all while preparing for retirement. Financial planning includes but is not limited to: analyzing your personal, family, or business goals, investing, budgeting, retirement planning, pensions, mortgage, and more.

How Do I Invest Money Wisely?

Mastering the art of money management is a vital skill with the potential to transform your life significantly. The key lies in discovering the most suitable approach or a combination of strategies and investment methods that align with your unique circumstances. It's important to note that investing doesn't solely entail purchasing stocks; it includes allocating your funds across various asset classes with the potential for long-term growth, such as stocks, bonds, real estate, and more, ensuring returns outpace inflation.

To make informed investment decisions and maximize your financial growth while maintaining an acceptable risk level, it's advisable to consult a seasoned financial planner. Their financial experience will guide you toward making wise investments that complement your personal situation.

How Much Do I Need to Retire?

As financial planners, we get this question a lot. While there is no specific number that everyone should aim for, there are numerous tools to help give you a rough idea of how much money you might need to live off of for retirement. However, it is important to remember that it is still an estimate. Life is full of variables, and you can only plan for so much unknown. Things like health care costs, inflation, and even taxes can shift without warning.

However, you can still make informed investment decisions and maximize your financial growth while maintaining an acceptable risk level with the help of a seasoned financial planner.  We can help you make wise investments that complement your personal situation.

How Much is Health Insurance?

The reality is there's no one-size-fits-all answer because health insurance plans vary significantly. The upside to this variation is the multitude of options at your disposal, some of which you might not even be aware of. Each option has its advantages and disadvantages, making it a wise choice to collaborate with a seasoned health insurance professional. A knowledgeable professional can walk you through the intricacies of each option, helping you discover the ideal balance between affordability and the level of coverage you require.

What are Group Benefits?

Group benefits, also known as employee benefits or workplace benefits, are a set of insurance and other perks provided by an employer to its employees as part of their compensation package. These benefits are typically offered to full-time employees and, in some cases, their dependents.

What We Love About Tucson

Known as “the Old Pueblo,” Tucson, AZ, is a gorgeous slice of Arizona. From breathtaking desert landscapes to mountain vistas, this Arizona city really has it all! Tucson is known for its rich and diverse cultural heritage and a history that spans thousands of years. The city's heritage is influenced by Native American, Mexican, and Spanish cultures, among others.

Famous for its stunning red rock formations, towering saguaros, and an abundance of hiking trails, Tucson is a haven for outdoor enthusiasts. The city's location in the high Sonoran Desert lends itself to a variety of recreational activities, making it a sought-after destination for both tourists and those looking to settle in a place where nature and culture converge.

The thriving arts scene, the abundance of outdoor fun, and the warm weather are reasons enough to live and work in Tucson. Here are a few highlights of our favorite spots in Tucson.

Arizona-Sonora Desert Museum

Arizona-Sonora Desert Museum

The Arizona-Sonora Desert Museum is a renowned living museum located in Tucson, Arizona. It offers visitors a captivating exploration of the unique and diverse ecosystems of the Sonoran Desert. This museum features a combination of live animal exhibits, botanical gardens, and interactive displays, providing a hands-on experience of the region's wildlife and plant life. Visitors can encounter a wide range of desert species, from saguaro cacti to rattlesnakes, making it a must-visit destination for those interested in the natural wonders of the Sonoran Desert.


Saguaro National Park

Saguaro National Park

 Saguaro National Park is nestled in Pima County, Tucson, and is well worth many visits. The protected area encompasses two distinct districts: the Rincon Mountain District (east) and the Tucson Mountain District (west). This national park is celebrated for its preservation of the iconic saguaro cactus, which is synonymous with the American Southwest and the Sonoran Desert. The majestic saguaro is an iconic symbol of the American Southwest and will only grow in the Sonoran Desert.

San Xavier del Bac Mission

San Xavier del Bac Mission

 The San Xavier del Bac Mission, designated as a National Historic Landmark, had its beginnings in 1700 under the guidance of Father Eusebio Kino, a Jesuit explorer dedicated to the propagation of Christianity in New Spain. Construction of the iconic white stucco church, situated on the very site chosen by Father Kino, was completed by the Franciscans in 1797.

Nearby Areas Served

Beyond Tucson, Benefit & Financial Strategies is proud to serve residents and businesses of the surrounding areas as well. Here are just a few of the places our clients call home.



 Marana is the fastest-growing community in southern Arizona! It has a history of farming and ranching and is well known for its beautiful desert landscapes, wonderful climate, and outdoor recreation. Marana is considered one of the safest places to live with populations over 30,000.



A 20-minute drive from Tucson and only 40 minutes from Mexico, this small town is in a perfect location.  Sahuarita is the proud home of the Green Valley Pecan Company, which boasts the title of being the world's largest irrigated pecan orchard. They operate a wonderfully stocked Pecan Store and annually host the beloved Sahuarita Pecan Festival every November.



Vail, Arizona, is a charming community located in the southeastern part of the state. Known for its picturesque desert landscapes and friendly atmosphere, Vail offers a mix of natural beauty and suburban living.

Oro Valley

Oro Valley

Oro Valley is located in Northern Pima County. Oro Valley sits at an elevation just over 2,600 feet at the base of the Santa Catalina Mountains. Slightly drier and cooler than neighboring Tucson, Oro Valley enjoys very mild winters and hot summers. Oro Valley is situated between the Catalina and Tortolita mountain ranges.

Green Valley

Green Valley

Green Valley, Arizona, is a vibrant and picturesque community located in the southern part of the state. Known for its scenic beauty, active retirement lifestyle, and numerous amenities, Green Valley offers a unique living experience. The downtown has museums, various boutiques, and a great food scene!