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Retirement, Insurance & Financial Planning in Phoenix


Helping You Achieve Your Financial Goals

Helping You Achieve Your Financial Goals

Financial Services in Phoenix

Everyone wants a guarantee of future financial success and security. It doesn’t matter if it is for a business, for your family, for just yourself, or all three, we dream of reaching our financial goals. However, there are no easy guarantees when it comes to financial success. It takes a lot of budgeting, planning, and knowledge to work towards achieving your financial goals. Additionally, these financial literacy, budgeting, and planning knowledge and skills are not always an individual’s strong suit. More often than not, people can become overwhelmed making decisions by themselves regarding financial planning.

That is where we come in. Benefit & Financial Strategies offers comprehensive financial planning services, including “live” financial planning and projections, retirement income planning, portfolio analysis and design, insurance services, and more. We offer financial services for both individuals and employers. Individuals in the Phoenix area can take advantage of highly individualized strategies that reflect your goals. Phoenix employers can leverage our years of experience to build competitive retirement plans and group employee benefits plans designed to help you hire and retain top talent and take care of the people who keep the gears moving in your business.

Retirement Services

Although many people do not like to think about growing older, it is very important to start thinking about your retirement sooner rather than later. If you have been putting off thinking about retirement, it is never too late to begin the process of planning your retirement. The sooner you can start contributing to your retirement plan, the better chance you have of reaching your retirement goal.


You no longer have to rely solely on your employer for retirement benefits like a company 401(k). You can take advantage of local experts with decades of experience in building individualized retirement plans and take your retirement into your own hands. Contact us today to learn more about Traditional and Roth IRAs, Simple and SEP IRAs, as well as Fixed and Variable Annuities and which might be best for your retirement needs.

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Financial Services

It can be overwhelming to manage all of your financial assets properly, however, it is critical to do so to build a stable financial future. Instead of becoming overwhelmed, and trying to do it yourself, let us help you manage your financials through our comprehensive financial services.


Whether you need help adjusting or reassessing your investments, Benefit and Financial Strategies is here to help families and individuals in Phoenix, AZ, and beyond. Our experienced professionals equip you with the resources you need to make smart decisions designed to help you build wealth and put your mind at ease. We work diligently to research and find the most suitable options for your needs. From keeping a close eye on your investments to tax-mitigating efforts, when you work with the local team at Benefit and Financial Strategies, you’ll always know we have your back.


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Planning Services

Attempting to work towards achieving financial success without a proper financial plan is a lot like trying to navigate a maze without a map. It can be complicated for the uninitiated to have the foresight to make a strong plan. Instead of wandering, get help from professionals who have the experience and education to help guide you through the process.


Whether you’ve accumulated assets and need to fine-tune your strategies, or you’re just starting as an investor, we can help. When you join us, we’ll take the time to listen. We’ll guide you to identify and prioritize your goals and then create timelines and appropriate plans that reflect your priorities. We help you anticipate your needs for a comfortable retirement and guide you in preparing for tomorrow by managing your assets appropriately today. To help you make smart decisions that can help you to reach your goals, we offer comprehensive financial and retirement planning services.


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Insurance Services

The cost of healthcare has been rising steadily for the past few decades. Still, it is important to look out for the well-being of yourself and your family. This is why insurance is no longer a “nice-to-have-it” benefit. Rather it is truly a must-have necessity that is critical to safeguarding your health and reducing the negative impacts of any costly medical emergencies that might arise.


When you work with Benefit and Financial Strategies for your insurance needs in the Phoenix, AZ area, you know you’re working with a local team that has your best interests at heart. We offer many insurance plan options, including Long-Term Care Insurance, Medicare Supplement Plans, Marketplace Consultations, Life Insurance, and Disability Income Insurance.

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Employer Financial Services

Benefit & Financial Strategies, LLC. is a comprehensive firm founded in 1988 that offers business continuation planning, employee benefits, estate analysis, health and medical plans, investment strategies, life insurance planning, and retirement planning to businesses and individuals. Benefit & Financial Strategies is located in Flagstaff, Arizona, and offers services to all of Northern Arizona, the Phoenix area, and some neighboring states, including Colorado, Utah, and California.

Client Centered

Group Employment Benefits

Group Employment Benefits are a great tool for attracting and retaining top talent to an organization. The recent “Great Resignation” has reinforced that just offering basic health insurance, while a necessary starting point, simply isn’t enough. If you are an employer and are looking to remain competitive in talent acquisition then it is important to offer competitive group benefits.

The team at Benefit and Financial Strategies can help your Phoenix, AZ business build a group employment benefits package that will give you the leading edge when it comes to hiring the best and brightest.

Besides medical, dental, vision, and disability, we can empower you to offer your team the best in

  • Long-term Care Insurance
  • Medicare Supplement Plans
  • Marketplace Consultations
  • Life Insurance
  • Disability Income Service

We know how important it is to take care of the people that keep your business running. Get in touch with our team today to begin the process of raising your benefits game.

Client Centered

Retirement Services for Employers

It is hard enough to choose a retirement plan for yourself, but when it comes to your employees, it can be even more challenging. Your employees are your business’s most valuable asset, and they deserve a robust list of retirement options to fit their individual needs. Your team trusts you to have their best interests in mind when making these decisions, but if you don’t know all the different options out there, you could be doing them a disservice.

That is why Benefit & Financial Services works with employers in the Phoenix, AZ, area and guides them through the entire process of providing retirement services for their employees.

We can help you learn about and select:

  • Pension, Profit Sharing, 401(k) Plans, 403b Plans
  • Buy/Sell Agreements
  • Simple and SEP IRAs
  • Deferred Compensation and Defined
  • Benefit Plans
  • Succession Planning
  • Executive Benefits
  • And more

About Benefit & Financial Strategies

The team at Benefit & Financial Strategies has decades of experience and extensive education in multiple areas of finance and insurance. This allows our team to provide a broad range of financial services as well as offer our clients the flexibility to work with a professional that matches their specific needs and financial goals. In addition to being dedicated to our clients, we are also proud of our large sense of community. We are invested in volunteering, donating, and playing a role in shaping the future of the Flagstaff community.

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Financial Planning FAQs

What is Financial Planning?

Financial planning is the process of reviewing your financial situation and considering what specific actions throughout all areas of finance will help move you towards your financial goals. Financial planning considers all aspects of your finances like investing, taxes, savings, retirement, your estate, insurance, and more.

How Do I Invest Money Wisely?

There is no “one-size-fits-all” answer to this question, as everyone has a different and unique financial situation. The best way for you to invest your money will depend on your financial situation. Because of this, the first step of wise investing is to have a complete understanding of your income, expenses, assets, liabilities, and financial responsibilities, as well as an identified investing goal and plan.

How Much Do I Need to Retire?

Everybody’s answer to this question will be different depending on a variety of factors like where you plan on living and the type of lifestyle you wish to maintain when you retire. For example, you’ll need to save less if you plan on downsizing in retirement compared to if you plan on living out retirement traveling the world. A general rule of thumb is to aim for your retirement income to be 80% of your final pre-retirement income.

How Much is Health Insurance?

There is no simple answer to how much health insurance costs as plans vary widely. Although this makes it hard to find a nice, round number to use as an answer, it means that there are many options available to pick from. This ensures that you have access to a plan that best suits your indicated needs. A qualified professional will be able to guide you through the ins and outs of each option so you can find the one that is a perfect balance between affordability and the coverage you need.

What are Group Benefits?

Group benefits are insurance that covers a group of people that are often members of the same organization. Typically, an employer will offer group benefits as an incentive to attract and retain its employees. Examples of group benefits include medical, dental, vision care plans, saving plans, disability income protection, life insurance, short-term or long-term disability coverage, and accidental death/dismemberment plans.


What We Love About Phoenix

Phoenix is located in the central region of Arizona and serves as the state’s capital city. The city has a steadily increasing population, with over 1.6 million residents as of the 2020 census, making it the fifth-largest city in the United States of America. Phoenix has a hot desert climate and is famously known for its year-round sun and warm temperatures. The city offers something for everyone to enjoy, whether it is outdoor recreation, shopping, festivals, food and drink, museums, sports, and more. Situated in the Valley of the Sun, Phoenix is surrounded by mountain parks that offer a great escape for any outdoor enthusiast. South Mountain Park and Preserve is the largest municipal park in the United States and is located just 8 miles away from downtown Phoenix. Despite being located in the Sonoran Desert, Phoenix has several lakes located within a short drive that are perfect for all types of water sports and leisure activities. If outdoor recreation is not your thing, below are a few must-see destinations the city has to offer.

Phoenix Zoo

Phoenix Zoo

The Phoenix Zoo was opened in 1962 and is the largest privately owned, non-profit zoo in the United States. The Phoenix Zoo is 125 acres big and located in the city’s Papago Park. The zoo is home to more than 3,000 animals, many of which are endangered or threatened species.

Photo credit: phoenixnewtimes.com

Desert Botanical Garden

Desert Botanical Garden

The Desert Botanical Garden is a 140-acre botanical garden located in Pheonix’s Papago Park. The garden was established in 1939 and has more than 50,000 plants, including 379 species that are considered rare, threatened, or endangered. The Desert Botanical Garden offers specialized tours, workshops, and lectures on desert landscaping and horticulture, nature art and photography, and health and wellness.

Photo credit: dbg.org

Heard Museum

Heard Museum

The Heard Museum was founded in 1929 and, since then, grown in recognition for the quality of its collections, exhibits, educational programs, and festivities. The Heard Museum is dedicated to Native American Indian art and presents their stories from a first-person perspective while showcasing both traditional and contemporary art.

Photo credit: heard.org

Nearby Areas Served

Glendale

Glendale

Glendale is a city in Arizona located northwest of Phoenix in Maricopa County. Glendale is home to two major sports venues, the State Farm Stadium and the Gila River Arena. The State Farm Stadium is home to the NFL’s Arizona Cardinals and has hosted two Super Bowls and three college football national championship games.

Photo credit: tripadvisor.com

Scottsdale

Scottsdale

Scottsdale is a desert city east of Phoenix and has a population of 254,995 as of the 2020 census. Scottsdale is well known for its spa resorts and golf courses, most notably the Tournament Players Club in North Scottsdale. The Tournament Players Club is the largest-attended stop of the annual PGA Tour.

Peoria

Peoria

Peoria is a city northwest of Phoenix. Most of the city is located in Maricopa County, while a portion in the north is in Yavapai County. The city is the home of the Peoria Sports Complex, which acts as the spring training home of the San Diego Padres and Seattle Mariners.

Photo credit: peoriaed.com

Tempe

Tempe

Tempe is a city located just east of Phoenix in Maricopa County. The city offers many recreational activities and an expansive arts and culture scene. Tempe Town Lake is a publicly accessible lake that is run by the City of Tempe. Tempe is also home to Arizona State University, one of the State’s three major universities.

Mesa

Mesa

Mesa is a city in Arizona located just east of Phoenix. Mesa is the third-largest city in the state of Arizona and is considered part of the greater Phoenix Metropolitan Area. Mesa has over 2,280 acres of parkland within the city limits. Its largest is Red Mountain Park which spans 1,146 acres.

Photo credit: linkedin.com/company/cityofmesa

<strong>Chandler</strong>

Chandler

Chandler is a city in Arizona and is an eastern suburb of the greater Phoenix Metropolitan Area, located just south of Mesa and east of Phoenix. The city is located in one of the fastest-growing innovation and technology centers in the nation.

Photo credit: visitchandler.com

Gilbert

Gilbert

Gilbert is a town located southeast of Phoenix in Maricopa County. Gilbert’s population has grown at an extremely high rate over the last three decades and is now the largest incorporated town in the United States, with a population of 267,918 as of the 2020 census.

Photo credit: gilbertaz.gov

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