About Benefit & Financial Strategies - Meet Our Team

Benefit & Financial Strategies offers unrivaled financial services to companies and individuals in Prescott, Arizona, and the neighboring areas. Our team of professionals understands the intricacies and challenges associated with a wide range of financial planning and employee benefits strategies, such as health care or life insurance plans that fit your and employees' unique needs. We also offer investment strategies based on sound research so you can be confident you're investing wisely today and saving financially for tomorrow.

As your neighbors here in Northern Arizona, we care deeply about the well-being of the place where we call home, and we are active in a variety of volunteer initiatives throughout the state. When you work with Benefit & Financial Strategies for financial services for yourself, your family, or your business, you're working with a small firm with a large sense of community!

Financial Planning FAQs

What is Financial Planning?
Financial planning is a process that helps you in making important financial decisions in order to achieve your life goals. It involves understanding your current financial situation, setting out income and expenditure plans, identifying savings requirements or investment needs, etc, so that you continue to meet your desired living standards both now and during retirement.

The ultimate aim of financial planning is to increase the chances of achieving long-term financial stability through careful cash flow management, risk reduction & wealth creation. The subject incorporates diverse aspects like taxation laws, inflation trends, etc into its framework. The role of an a financial professional or planner is crucial at each step, from suggesting suitable investments to managing assets after purchase and beyond.

How Do I Invest Money Wisely?
Many people are looking for ways to make their money work for them. We all know the old adage that it takes money to make money.
It's all about determining which approach or combination of techniques and investment strategies will work best for your particular scenario. It doesn't always come down to buying stocks. Sometimes it means putting money into assets that have the potential for growth. That could include stocks, bonds, real estate, etc.,

Make sure that you're making wise decisions by consulting a qualified financial professional who can assist you in maximizing your investment while staying within a reasonable range of risk for your specific circumstances.

How Much Do I Need to Retire?
This is a question that plagues everyone, young and old. Given the loss of traditional pensions in favor of defined contribution plans, estimating your retirement income has become a complex challenge for most Americans. In order to plan appropriately, you need to know not only how much money you will be saving on a monthly basis but also what rate the savings will accumulate over time.

At Benefit & Financial Strategies, we can help you estimate how much retirement income you might require per year as well as the relative investment performance required by 401(k) accounts or social security payouts at different ages across your retirement landscape in order to adequately prepare for retirement.

How Much is Health Insurance?
Health insurance is an integral part of your life that you cannot ignore. Yet, with rising medical costs and the rise of healthcare premiums, health care (and the lack thereof) has become a large expense for most Americans. So how much does health insurance really cost?

The short answer to this question is "it depends". Health insurance can vary based on many factors including age, location, income level, preexisting medical conditions and other options so there’s no set price. But don't let that stop us from giving you some answers! The Precott area team at Benefit & Financial Strategies can help you find a plan for yourself, your family, or even yoru employees that gets you the coverage you need at a price you can afford.

What are Group Benefits?
Group benefits allow your individual employees to benefit from lower-cost insurance coverage since the risk is pooled into a larger group. Group benefits are generally offered by employers as a way to encourage employee satisfaction and retention. But group employee benefits can also serve as an added perk for job seekers that want or need to take advantage of the perks offered through these corporate programs.

Group insurance benefits can include medical, dental, vision care plans, saving plans, disability income protection, life insurance, short-term or long-term disability coverage, accidental death/dismemberment plans, and more.

What We Love About Prescott

One of the most well-known things about Prescott AZ is its history. This area was frequented by fur trappers and traders throughout history and was used as a major gateway into the American West in the days before cars and airplanes made travel easier all around. Eventually, when trains became more common in America, this area became even more important as a way to get supplies from one place to the next.

In modern times, Prescott AZ is a beautiful city in Arizona with lots to love. The population has been on the rise for years, and its overall beauty only adds to the charm of the city. At Benefit & Financial Strategies, we love Prescott, AZ because of the fantastic people and businesses who call it home. The town has just about everything anyone could want or need. There are great jobs, housing opportunities, entertainment venues, and enough outside activities to keep anyone busy all year round!

Read on to explore a few of our favorite local and regional destinations.

Nearby Areas Served

Beyond Prescott, Benefit & Financial Strategies is proud to serve residents and businesses of the surrounding areas as well. Here are just a few of the places our clients call home.