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Spring is a natural time to reset. We clean out closets, reorganize garages, and open the windows for fresh air.Your finances deserve the same attention. If the first quarter of 2026 flew by, now is the perfect time to pause and do a...

Employee expectations continue to evolve, and in 2026, wellness and benefits programs are taking center stage for businesses of all sizes, especially small and mid-sized employers. While every workplace is unique, many organizations...

Graduation season brings excitement, new routines, and — yes — big financial decisions. Whether you’re starting your first job, pursuing further education, or figuring out your next step, understanding your financial foundation early...

With tax season in full swing, many individuals are reviewing their documents, double-checking forms, and looking for any final steps they may still be able to take before filing. Whether you file early or tend to wait until closer to...

Choosing a financial advisor isn’t just about numbers — it’s about having someone who understands you, your goals, and your community. Here in Flagstaff, Arizona, individuals and employers are facing unique financial challenges: rising...

As we step into a new year, many households and businesses are doing the same thing: taking a deep breath, looking at their budgets, and wondering how rising costs might shape their plans for the future. Inflation has been a frequent...

If you’re looking at 2026 and already worried about your finances, you’re not alone. According to a Bankrate survey, most Americans (72%) do not feel financially secure. Despite the Fed’s progress with decreasing inflation rates, consumers.

Supporting Employees, Strengthening Businesses As organizations begin planning for the year ahead, group benefits continue to play a major role in attracting, supporting, and retaining employees. With workplace expectations evolving,...

A Fresh Start for Your Finances A new year brings new goals — and for many individuals and families, January is the perfect time to take a closer look at your financial picture. Whether you’re saving for the future, managing day-to-day...

November is prime time for year-end tax planning. There’s still plenty of opportunity to make smart financial moves that could save you money and set you up for a strong start in 2026. Whether you’re managing your household finances...

The holidays are a time for giving — but if you play it smart, they can also be a time for saving. Whether you’re thinking about gifting money to family, donating to charity, or investing in your employees, the right financial gifts...

The end of the year isn’t just about wrapping presents — it’s about wrapping up your finances, too. Before you pop the champagne on New Year’s Eve, take a few minutes to look back at what went well (and what didn’t) in 2025.

Planning for retirement is a critical financial decision that will greatly affect how you are able to spend your golden years. Unfortunately, many people in the workforce lack the knowledge and resources needed to make informed...

To be effective at tax planning, you have to understand and consider the four key factors that contribute to the amount of money you will owe come next tax season.

Getting serious about setting and maintaining financial goals is crucial for securing long-term stability. While many readers have a good idea of what makes them financially successful and what needs to be done in an effort to improve...

Having good employee benefits is one of the most important aspects of a company that job seekers look for. And for good reason. Benefits boost one's overall well-being by influencing physical health, mental stability, financial...

April is Financial Literacy Month and it's the perfect opportunity to help your employees with financial education and awareness. Encouraging employees to take control of their financial well-being through education, tools, and other...

Let's face it, tax season can elevate one's stress levels. Worrying about filing errors, audits, delays, and missed refunds doesn't help. Being aware of common tax mistakes and strategies, such as how to maximize your deductions, is...

Spring is right around the corner and if you're like many across the country, you might be planning to do some cleaning and tidying up. Spring cleaning doesn't have to be all about housework or getting your yard in order. For the...

For many job hunters, perks like health insurance, retirement savings, and paid time off are a major appeal. Many corporations offer perks in the form of a group benefits package; however, it's not always clear what's available to them...

With the new year ringing in and many economic shifts anticipated for Americans in 2025, a lot of our clients are looking for a way to ensure their finances are in order. Market trends, inflation, and new financial challenges require...

Planning for the future doesn’t have to feel overwhelming—with the right strategies, you can protect your legacy and set your family up for success, no matter what comes next. With the evolving tax landscape and changes to specific...

Planning for wealth transfer is about more than numbers—it's about securing your legacy and protecting your loved ones. In this guide, we explore the tax implications of gifting and inheritance in 2025. Additionally, we discuss actionable s

Don't become a victim. Work with trusted agents and providers when obtaining insurance coverage services. Know that each type of insurance comes with its own set of dangers when it comes to scam artists.

During the holiday season, many people look for ways to give back to their community. However, not everyone thinks about tax optimization when they donate to charities. We break down the many ways donating can help save money on your taxes.

Like many popular myths, investing myths can be hard to identify, and it might take some explaining to realize why believing them can hurt your investments fully. To help get started, we’ve identified eight common myths about investing.

Bridget Durham, the Practice Administrator at Mountain View Pediatrics, was kind enough to share her experience working with us to provide her team with benefits.

Canyon Coolers manufactures ultra-durable, high-performance coolers and ice chests for extreme adventures. Since 2011, this grassroots garage operation in Flagstaff has grown from making coolers for Grand Canyon river trips to stocking...

Money is one of the most critical aspects of our lives, and it's especially important to be mindful of your spending this fall. Continue reading for our advice on clever ways to save money this fall.

Adventure Partners creates immersive adventures designed to connect people with diverse landscapes, cultures, and communities. Their highly experienced team works with resorts, hotels, outdoor venues, and luxury brands, curating...

Employer benefits can be a worthwhile investment to keep employees happy, healthy & on the job. It can be confusing navigating all of the coverage options so it's important for Human Resources to be knowledgeable.

Grand Canyon Conservancy is the official nonprofit partner of Grand Canyon National Park. The organization provides millions of dollars and countless service hours to support the priorities of Grand Canyon National Park by raising...

Everyone needs to understand Social Security so that they can properly plan for their retirement. People who are nearing retirement should be aware of the fact that Social Security comprises an essential part of their retirement income...

Daniel Stinski, the VP of Manufacturing for Novakinetics Aerosystems/Kinetic Defense, was kind enough to share his experience working with us to provide his team with benefits.

Big Park Water Company (BPWC) is a family-owned and operated business and the principal provider of water utility service in the Village of Oak Creek. Offering great benefits is part of the reason that people choose to stay with a company.

One of the best decisions you can make as a young college graduate is to begin thinking about your future financial success.

Cultivate Counseling offers individual and group counseling for the Flagstaff community. They were founded on the belief that hope is cultivated by courage and that with hope humans have the capacity for healing, growth, and change....

Are you worried about the fast-approaching tax deadline? Filing your taxes can be especially stressful if you're running behind schedule. If you need more time to prepare your tax return, filing a tax extension can provide the...

Looking for ways to save money on your income taxes this year? If so, click to learn about how having a 401(k) savings plan can help.

Rooftop Solar is a local Arizona solar company committed to harnessing the most abundant energy resource on earth — the sun. The local business provides solar solutions for homes and commercial buildings alike. They aim to create...

Are you looking for ways to increase employee happiness? Here are some simple tips and reasons to invest in the overall well-being of your team.

 Mission-driven nonprofits like the Colorado Plateau Foundation are important pieces of the mosaic that makes up Northern Arizona’s community. But nonprofits aren’t always easy to operate. Comprehensive group benefits...

The Hopi people have a rich cultural heritage that continues to be celebrated and preserved. Despite facing various challenges, they have maintained a strong connection to their ancestral lands and continue to pass down their...

Poba Medical, headquartered in Flagstaff, Arizona, specializes in balloon design, device assembly, and catheter production. We interviewed Mindy Degraff about how group benefits have impacted their team.

When prices for energy commodities like heating oil, natural gas, and gasoline are on the rise, it can be hard to keep your budget in check. Here are a few tips for budgeting your energy expenses during times of inflation.

No matter the season, Warner’s Nursery and Landscaping is a Flagstaff staple. But did you know that it actually began on Page? The family-owned and operated establishment has been going steady since 1970 but started up in...

We interviewed Heather Patience from Health’s Auto Service in Flagstaff.  Heath’s is a family-owned full-service auto shop focused on transparency, honesty, and convenience. The shop had humble beginnings. Heath, the...

It's that time of year again: The Open Enrollment Period (OEP) for Medicare. Barring special circumstances, there are only a few times per year when individuals 65 and older or those with disabilities can apply for this...

In today's fast-paced business world, the significance of employee benefits cannot be overstated. These offerings not only attract top-tier talent but also establish a foundation of stability and loyalty among the workforce. Our recent...

Helping employees plan for their future is tough, especially when you're busy running a business day-to-day. But it's so important to take care of the people who take care of your company. That was the challenge facing our friends at...

What Are Group Benefits? Most people who have ever been in the workforce are familiar with the term “group benefits”. These can include a number of services or perks for employees, generally, those that are employed...

Providing benefits to employees is a powerful tool for organizations to attract, motivate, and retain talented individuals. It demonstrates a company's commitment to the well-being and satisfaction of its workforce, which in turn leads...

A common dilemma that professionals face is how to have fun without spending too much money. In this blog, we provide tips for enjoying yourself and preserving your finances.

This article provides a guide on how to create a financial to-do list for your surviving spouse, a proactive approach that will simplify their financial management when the time comes.

Retiring is an exciting time. You finally have the freedom to do whatever you want, whenever you want. All those years of saving and investing your money wisely are finally paying off! But, as you probably already know from doing your...

Retirement is a complex issue that has no cookie-cutter solution that works for all people. Different people, with different backgrounds and varying priorities, need to tailor their retirement plans according to their specific needs....

Traditional group health plans and employee benefits operate as a “one-size-fits-all” model. Every employee is a unique individual with personalized needs, so how can a “one-size-fits-all” model truly cater to...

If you let your emotions cloud your judgment, you can miss out on the long-term gains. keeping emotions away from investment decisions can give you a better chance of succeeding with your long-term investment plan.

To be effective at tax planning, you have to understand and consider the four key factors that contribute to the amount of money you will owe come next tax season.

Are you thinking about hiring a financial professional but are unsure of just how they can help? If so, click to discover five ways financial professionals make things better.

Times are tough for businesses everywhere. Aside from the current job market woes, there are many reasons employees become discontent with their position or workplace. No advancement opportunities, not feeling appreciated, or being...

While individuals and businesses in Flagstaff, AZ, have different financial needs, both can benefit from the services of a financial advisor. For example, a certified financial advisor can help families manage their money and plan for...

Planning for your financial future takes a lot of work, but relatively few people can dedicate the necessary time to keep abreast of new legislation and financial products that could alter your plans. Whether you have just begun...

No matter where you are in life, you likely hope to achieve financial independence in the future. Many individuals and families share this dream yet have no comprehensive plan to achieve it. Whether you're taking your first steps into...

You know a sound financial strategy is critical to achieving your long-term monetary goals. But did you know it can save you money in the short term too?Taxes and investments are intricately bound together, each affecting the other in...

Whether you’ve been working for five or forty-five years, you’re likely to have spent your fair share of time dreaming about retirement. Planning for retirement, on the other hand, is rarely as fun as dreaming about it....

Since 1988, we’ve been honored to be the trusted financial services and strategies provider for so many in the Northern Arizona community. We use our education and experience to help individuals, families, and businesses.